What Type Of Auto Insurance Covers Vandalism And Damage To A Car?
Question by Labrythn | Posted in Insurance & Registration
What kind of Auto insurance covers damage to your vehicle, such as vandalism, theft, collision from another car hitting yours while parked?
Answer: Comprehensive coverage or FTC (Fire, Theft, Comprehensive) covers vandalisms, theft, fires and things of that nature. If your car (parked or otherwise) is struck by another, you would use your Collision coverage. If your car is struck in a hit and run or by a uninsured driver, Uninsured Motorist.
Want To Know Whether Auto Insurance Will Claim It As Crime If Auto Damage Is Filed After One Year?
Question by Need A | Posted in Insurance & Registration
Car accident took place one year back, if I go to collision center and ask them to evaluate, will they know that damage is old and will insurance company claim it as a crime? Whats best option?
Answer: Yes they will know. If you damaged the car and afterward bought insurance and filed a claim, it is called insurance fraud and could mean jail time
Question by Allan B | Posted in Insurance & Registration
i work for a texas impound lot. the lot is pretty big so we use golf carts to escort customers to their vehicles. while waiting for an escort a customer sat in one of the golf carts and hit my parked car. i made a claim with my job but they denied it saying that the customer was at fault. would her auto insurance cover the damage?
wasnt me that left key in it. she walked thru a gate that said "do not enter" to get to the golf cart.
Answer: Wow, what to say about the mentality of "don't leave the key in as there's always a retarded waiting to get into it and drive off and if he does it is your fault and not his"..
it's a very sad state of affairs when people say that.
Personally I would FIGHT for my rights with every ounce of strength and would SUE her for the damage she caused me, because SHE CAUSED IT and SHE should be held RESPONSIBLE for her actions.
Does Auto Insurance Cover The Damage Caused To The Car While Your Car Was Towed ?
Question by coolams | Posted in Insurance & Registration
My car was recently towed. I found scratch marks and an attempted breakin to my car. Have scratches and dents on both doors, which I believe are done by the towing company. So if I file a claim will my insurance company cover these damages ?
Thanks !
Answer: If the damage occurred while your vehicle was in the care of the tow company, they are liable for the damages. Have you spoken to them about it? Are they denying responsibility?
Your own comprehensive coverage would cover the cost, but you would still have your deductible to consider. It may not be worth the rate rise to have your company handle it unless it will be expensive to repair.
You could take the tow company to small claims court, but it may be difficult to prove they are at fault.
When you do speak to the tow company. Speak calmly and confidently. If they are refusing to compensate you, you could say, matter of factly, that you don't
How Is The Best Way To Become An Auto-damage Appraiser For An Insurance Company?
Question by Rick L | Posted in Insurance
How would I go about becoming an auto damage appraiser considering that no college is required? SHOULD I take some college classes or what exactly should I do?
Answer: College is only not required when you have years of body shop experience - usually many years as a body shop manager.
Unless you have job experience - such as years as a body shop manager- a college degree will be required.
Back in the day, you could get a job as an insurance adjuster w/o a college degree. That is no longer the case. Every company I know of requires a 4 year degree. The exception is the material damage appraisers who have years of body shop experience.
Recreational Auto Insurance and its benefits « Auto Insurance Guide
by Hayden Krueger
When people talk about auto insurance , the only thing that comes to their mind is their own car or vehicle that has to be insured. Obviously, this includes the liability insurance, theft coverage, travel trip insurance in some cases or collision damage insurance. If you own a recreational vehicle, it could be any of a large variety of vehicles including fishing boats, kayaking boats, canoes, campers or trailers, jet skis, motor homes, steam boats or water scooters. Firstly, the chances of accidents in these vehicles are generally higher than the normal vehicles for which everyone goes for insurance. What is recreational auto insurance....
California's Department of Insurance contends that the adjustments were necessary to due to inflation and a need to account for damage to more than one person to reach the damage total. Car insurance discounts, especially in today's economy,
If you have a tool box that falls out of the back of your truck while you are driving down the street or a piece of furniture slips off the back while you are on the freeway, generally your auto insurance won't pay for any damages to your item,
Dog bites are a serious public health problem that can cause both physical and emotional damage to victims and considerable cost to communities. State Farm® paid more than $109 million as a result of the nearly 3800 dog bite claims in 2011.
At the moment drivers in the state are required to have vehicle coverage that will include a minimum of personal injury protection (PIP) and property damage liability. The PIP is what makes sure that those who are injured in a crash will be able to
Eric Lai answers readers' auto questions every week for Wheels Q: I have an insurance question regarding “damage done with permission” as it were. For example, one driver uses their car to push another motorist's disabled car to the next gas station,
Car Insurance Costs-Liability and Full Coverage Auto Insurance Policies #auto #damage 
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California's Department of 
Dog bites are a serious public health problem that can cause both physical and emotional damage to victims and considerable cost to communities. State Farm® paid more than $109 million as a result of the nearly 3800 dog bite claims in 2011.
At the moment drivers in the state are required to have vehicle coverage that will include a minimum of personal injury protection (PIP) and property damage liability. The PIP is what makes sure that those who are injured in a crash will be able to
Eric Lai answers readers' auto questions every week for Wheels Q: I have an insurance question regarding “damage done with permission” as it were. For example, one driver uses their car to push another motorist's disabled car to the next gas station,